# VT vs VTI

Vanguard Total World Stock ETF against Vanguard Total Stock Market ETF.

Canonical page: https://tickerinside.com/compare/vt-vs-vti/
Prices through 2026-09-04. VT holdings as published 2026-07-31, VTI 2026-07-31.
Licence: CC BY 4.0, attribution to TickerInside.

## The short answer

VTI is inside VT almost in full, 98.3% of its weight, and VT is 34.5% something else: Taiwan Semiconductor, Samsung, ASML, Tencent and the other companies not listed in the US. VTI costs 0.03% against 0.06%.

## Key figures

| Measure | Value |
| --- | --- |
| Holdings overlap by weight | 63.6% |
| Companies held by both | 1534 |
| Share of VT held in common | 65.5% |
| Share of VTI held in common | 98.3% |
| Correlation of weekly returns, 3 years | 0.97 |
| Cost per year | VT 0.06%, VTI 0.03% |
| Return, 3 years | VT 77.5%, VTI 78.4% |
| Worst fall, 3 years | VT -14.1%, VTI -17.4% |
| Volatility, annualised | VT 13.8%, VTI 14.6% |
| Positions | VT 5308, VTI 3140 |

## Analysis

### VT is VTI plus the rest of the world

Of VTI's weight, 98.3%** is in companies VT also holds; the 1.7% left over is 1935 microcaps that VT's index does not reach. Of VT's weight, 65.5% is the US market and 34.5% is everything else. The overlap of 63.6% by weight is the US share of the world fund, measured after each US company is scaled down to make room for the foreign ones.

### What the 3779 foreign companies are

Taiwan Semiconductor is the largest position VT holds that VTI cannot, followed by Samsung Electronics, ASML, SK hynix, Tencent, HSBC, Santander and Novartis. None of them is small, and together with the rest of the unshared names they make VT a 5313-position fund against 3469 for VTI, with 22.2% in its top ten against 33.4%.

### A cheaper fund with a deeper fall

VTI charges 0.03% and VT 0.06%, $3 a year on $10,000. Over five years the US alone returned more, 77.0% against 68.7%, and over three years the two were nearly level, 78.4% against 77.5%. Over the past year VT led at 22.5%** against 20.2%, and its worst fall of -14.1% was shallower than VTI's -17.4%, with volatility of 13.8% against 14.6%.

### Two funds that move as one, most weeks

Weekly returns correlated at 0.97 over three years and 0.97 over five, because the US is most of VT. VT also yields 1.55% against 1.03%. Owning both raises the US weight above VT's own and leaves the foreign share below it; owning VT alone fixes it at the world's market weight.

## Largest positions held by both

| Ticker | Company | In VT | In VTI | Counted as overlap |
| --- | --- | --- | --- | --- |
| NVDA | NVIDIA Corp. | 4.2% | 6.42% | 4.2% |
| AAPL | Apple Inc. | 4.0% | 6.31% | 4.0% |
| MSFT | Microsoft Corp. | 3.09% | 4.8% | 3.09% |
| AMZN | Amazon.com Inc. | 2.36% | 3.66% | 2.36% |
| GOOGL | Alphabet Inc. Class A | 1.89% | 2.91% | 1.89% |
| AVGO | Broadcom Inc. | 1.62% | 2.56% | 1.62% |
| GOOG | Alphabet Inc. Class C | 1.49% | 2.32% | 1.49% |
| META | Facebook Inc. Class A | 1.1% | 1.7% | 1.1% |
| JPM | JPMorgan Chase & Co. | 0.84% | 1.31% | 0.84% |
| MU | Micron Technology Inc. | 0.83% | 1.29% | 0.83% |
| LLY | Eli Lilly & Co. | 0.82% | 1.36% | 0.82% |
| TSLA | Tesla Inc. | 0.81% | 1.22% | 0.81% |
| BRK.B | Berkshire Hathaway Inc. Class B | 0.75% | 1.28% | 0.75% |
| AMD | Advanced Micro Devices Inc. | 0.69% | 1.08% | 0.69% |
| XOM | ExxonMobil Holdings Corp. | 0.58% | 0.9% | 0.58% |

## Covariance and correlation

Covariance is annualised and expressed in percent squared, so the diagonal is each fund's variance. Dividing the off-diagonal by the two volatilities returns the correlation.

| | VT | VTI |
| --- | --- | --- |
| VT | 190 | 195.3 |
| VTI | 195.3 | 213 |

Correlation over 1, 3 and 5 years: 0.96, 0.97, 0.97.

## Method

How every figure is produced: https://tickerinside.com/how-the-numbers-are-produced/
Machine readable version of this comparison: https://tickerinside.com/api/v1/compare/vt-vs-vti.json