XLF holdings and overlap
Financial Select Sector SPDR Fund (XLF) holds 77 positions in its SPDR file of 2026-10-15. Its three largest are Berkshire Hathaway (BRK.B) at 12.57%, JPMorgan Chase (JPM) at 11.45% and Visa (V) at 8.75%, and its ten largest make up 57.6% of the fund.
In its SPDR file of 2026-10-15, XLF is 99.8% financials by sector, with none of it in mega-cap tech and 12.6% in the ten largest US companies by market value.
What does XLF hold, as of its issuer file of 2026-10-15?
Berkshire Hathaway is 12.57% of XLF on its own, against a median largest position of 6.4% across the 14 Financials funds with a page here. The position XLF carries furthest above that group is JPMorgan Chase at 11.45% of the fund, against a 1.29% median there.
| Rank | Company | Weight | Weight bar |
|---|---|---|---|
| 1 | BRK.B Berkshire Hathaway | 12.57% | |
| 2 | JPM JPMorgan Chase | 11.45% | |
| 3 | V Visa | 8.75% | |
| 4 | MA Mastercard | 6.4% | |
| 5 | BAC Bank of America | 4.32% | |
| 6 | GS Goldman Sachs | 3.33% | |
| 7 | WFC Wells Fargo | 3.21% | |
| 8 | MS Morgan Stanley | 2.79% | |
| 9 | C Citigroup | 2.65% | |
| 10 | AXP American Express | 2.12% | |
| 11 | BLK BlackRock | 2.07% | |
| 12 | SCHW Charles Schwab | 1.97% | |
| 13 | SPGI S&P Global | 1.65% | |
| 14 | PGR Progressive | 1.6% | |
| 15 | CB Chubb Limited | 1.59% | |
| 16 | COF Capital One | 1.57% | |
| 17 | CME CME Group | 1.34% | |
| 18 | BNY BNY Mellon | 1.24% | |
| 19 | USB U.S. Bancorp | 1.15% | |
| 20 | MRSH Marsh McLennan | 1.14% | |
| 21 | ICE Intercontinental Exchange | 1.14% | |
| 22 | PNC PNC Financial Services | 1.1% | |
| 23 | HOOD Robinhood Markets | 1.06% | |
| 24 | BX Blackstone | 1.05% | |
| 25 | TRV Travelers Companies | 1.03% | |
| 26 | MCO Moody's | 0.93% | |
| 27 | AJG Arthur J. Gallagher | 0.82% | |
| 28 | AON Aon | 0.78% | |
| 29 | ALL Allstate | 0.78% | |
| 30 | KKR KKR | 0.78% | |
| 31 | TFC Truist Financial | 0.73% | |
| 32 | MET MetLife | 0.69% | |
| 33 | APO Apollo Global Management | 0.68% | |
| 34 | AFL Aflac | 0.68% | |
| 35 | PYPL PayPal | 0.63% | |
| 36 | STT State Street | 0.59% | |
| 37 | FITB Fifth Third Bancorp | 0.59% | |
| 38 | AMP Ameriprise Financial | 0.57% | |
| 39 | XYZ Block | 0.55% | |
| 40 | MSCI MSCI | 0.54% | |
| 41 | AIG American International Group | 0.53% | |
| 42 | NDAQ Nasdaq | 0.53% | |
| 43 | COIN Coinbase | 0.53% | |
| 44 | PRU Prudential Financial | 0.52% | |
| 45 | IBKR Interactive Brokers | 0.5% | |
| 46 | HIG The Hartford | 0.46% | |
| 47 | ACGL Arch Capital Group | 0.43% | |
| 48 | CBOE Cboe Global Markets | 0.41% | |
| 49 | MTB M&T Bank | 0.41% | |
| 50 | HBAN Huntington Bancshares | 0.4% | |
| 51 | NTRS Northern Trust | 0.39% | |
| 52 | WTW Willis Towers Watson | 0.37% | |
| 53 | RJF Raymond James Financial | 0.35% | |
| 54 | CFG Citizens Financial Group | 0.34% | |
| 55 | CPAY Corpay | 0.34% | |
| 56 | CINF Cincinnati Financial | 0.33% | |
| 57 | ARES Ares Management | 0.33% | |
| 58 | FISV Fiserv | 0.32% | |
| 59 | SYF Synchrony Financial | 0.31% | |
| 60 | RF Regions Financial | 0.3% | |
| 61 | TROW T. Rowe Price | 0.28% | |
| 62 | PFG Principal Financial Group | 0.27% | |
| 63 | BRO Brown & Brown | 0.25% | |
| 64 | GPN Global Payments | 0.24% | |
| 65 | FIS Fidelity National Information Services | 0.24% | |
| 66 | KEY KeyCorp | 0.23% | |
| 67 | L Loews | 0.23% | |
| 68 | WRB W. R. Berkley | 0.22% | |
| 69 | AIZ Assurant | 0.18% | |
| 70 | EG Everest Group | 0.17% | |
| 71 | GL Globe Life | 0.17% | |
| 72 | IVZ Invesco | 0.16% | |
| 73 | JKHY Jack Henry & Associates | 0.14% | |
| 74 | FDS FactSet | 0.14% | |
| 75 | BEN Franklin Resources | 0.12% | |
| 76 | ERIE Erie Indemnity | 0.08% | |
| 77 | IXAZ6 Xaf Financial Dec26 | -0.0% |
The most recent file State Street SPDR has published for XLF is dated 2026-10-15, 1 day before these prices, which is the median for the State Street SPDR ETFs covered here. Every one of the 77 positions XLF holds, with its weight, is in the fund's JSON file. See the other 88 ETFs with a page here that hold BRK.B, and how their weights compare with the 12.57% XLF gives it.
Category: Financials, set by TickerInside from the ETF's own latest file. In its file of 2026-10-15, 100% of its stocks whose sector is known are financials companies, each in the sector the site gives that company. How categories are set.
https://tickerinside.com/api/v1/fund/xlf.jsonhttps://tickerinside.com/api/v1/fund/xlf.csv=IMPORTDATA("https://tickerinside.com/api/v1/fund/xlf.csv")If your sheet uses a decimal comma: =IMPORTDATA("https://tickerinside.com/api/v1/fund/xlf.csv"; ","; "en_US")curl -s https://tickerinside.com/api/v1/fund/xlf.jsonHow much money went into or out of XLF?
On the close of Monday, October 12, 2026, $221 million came out of XLF, 0.42% of its assets, as it redeemed shares. Over its last 5 closes, a net inflow of $86 million.
From XLF's own holdings files. Every ETF's latest flows.
How is XLF split by sector?
| Sector | Weight | Weight bar |
|---|---|---|
| Financials | 99.8% |
From its SPDR file of 2026-10-15. How these are measured.
What did XLF hold in its SEC reports since 2019?
XLF's largest position in its SEC filings has been Berkshire Hathaway (BRK.B) since 2019-09-30: 12.73% then and 12.08% in its report for 2026-06-30, across 28 quarterly reports.
| Report | Positions | Largest | Top 10 |
|---|---|---|---|
| 2019-09-30 | 65 | BRK.B 12.73% | 55.0% |
| 2019-12-31 | 65 | BRK.B 12.75% | 55.7% |
| 2020-12-31 | 64 | BRK.B 13.63% | 53.5% |
| 2021-12-31 | 66 | BRK.B 12.67% | 53.0% |
| 2022-12-31 | 66 | BRK.B 14.81% | 53.3% |
| 2023-12-31 | 70 | BRK.B 12.46% | 54.1% |
| 2024-12-31 | 72 | BRK.B 12.24% | 54.1% |
| 2025-12-31 | 76 | BRK.B 11.75% | 56.2% |
| 2026-06-30 | 76 | BRK.B 12.08% | 57.6% |
The first report, then the last of each year, of the 28 reports XLF filed on SEC Form N-PORT from 2019-09-30 to 2026-06-30, each company under its ticker today. Every position of every report is in its quarterly file, and at any date at /api/v1/history/xlf/{date}.json. How these are read.
What does XLF duplicate?
The ETF nearest to XLF is IYG: the two hold 84.1% of their weight in common, in the 46 companies both own, and 84.2% of XLF itself is also held there. Owning XLF alongside the ETFs at the top of this table means holding mostly the same companies twice.
| ETF | Overlap by weight | Of XLF held there | Of that ETF in XLF | Companies in both | Overlap bar |
|---|---|---|---|---|---|
| IYG | 84.1% | 84.2% | 93.9% | 46 | |
| VFH | 82.1% | 100.0% | 85.7% | 76 | |
| IYF | 77.1% | 78.3% | 88.4% | 63 | |
| RSPF | 52.7% | 100.0% | 100.0% | 76 | |
| IXG | 50.8% | 100.0% | 51.1% | 76 | |
| KBWB | 33.7% | 36.9% | 92.4% | 19 | |
| PWV | 26.6% | 37.0% | 31.2% | 15 | |
| RDVY | 23.6% | 54.5% | 35.4% | 26 | |
| VTV | 22.0% | 79.7% | 22.1% | 60 | |
| MGV | 21.6% | 65.8% | 21.7% | 27 | |
| KCE | 20.7% | 24.8% | 41.4% | 26 | |
| IYJ | 20.7% | 21.7% | 20.7% | 12 |
The holdings of VFH and MGV are from their SEC Form N-PORT filings for the period ended 2026-05-31, filed 2026-07-29. RDVY's holdings are from its SEC Form N-PORT for the period ended 2026-06-30, filed 2026-08-21. VTV's holdings are from its SEC Form N-PORT for the period ended 2026-06-30, filed 2026-08-28. The other ETFs' holdings are from their issuers' latest files. Check XLF against any ETF in the ETF overlap calculator · how overlap is measured.
What adds something different to XLF?
RING shares 0% of weight with XLF and its weekly returns correlate with it at 0.17 over three years. The table lists the covered ETFs with the least in common with XLF, least shared weight first and, among equals, lowest correlation.
| ETF | Name | Overlap by weight | Correlation, 3y | Companies in both |
|---|---|---|---|---|
| RING | iShares MSCI Global Gold Miners ETF | 0.0% | 0.17 | 0 |
| SOXX | iShares Semiconductor ETF | 0.0% | 0.35 | 0 |
| PICK | iShares MSCI Global Metals & Mining Producers ETF | 0.0% | 0.39 | 0 |
| PFF | iShares Preferred and Income Securities ETF | 0.0% | 0.57 | 0 |
| IYR | iShares U.S. Real Estate ETF | 0.0% | 0.57 | 0 |
| SCZ | iShares MSCI EAFE Small-Cap ETF | 0.0% | 0.58 | 0 |
| USRT | iShares Core U.S. REIT ETF | 0.0% | 0.58 | 0 |
| REET | iShares Global REIT ETF | 0.0% | 0.59 | 0 |
Cost, returns and risk
| Expense ratio | 0.08% |
|---|---|
| Dividend yield | 1.55% |
| Total return, 1 year | 7.6% |
| Total return, 3 years cumulative | 79.8% |
| Total return, 5 years cumulative | 48.3% |
| Volatility, annualised | 16.1% |
| Worst fall, 3 years | -15.0% |
| Beta against SPY, 3 years of weekly returns | 0.83 |
| Weight in the ten largest positions | 57.6% |
| Largest single position | 12.6% |
| Assets under management | $51.0B |
Expense ratio, yield and assets are reference data (the expense ratio from XLF's SEC filing of 2026-01-28); the weight in the ten largest positions and the largest single position are from the issuer file of 2026-10-15; every other figure is computed here from weekly closes.
How it moves with the market
| Against | Correlation, 3 years | Covariance, annualised, in percent squared |
|---|---|---|
| SPY | 0.73often in step | 169 |
| QQQ | 0.53loosely linked | 165 |
Weekly total returns. What the bands mean · why the covariance is printed.
Year by year
| Year | Total return |
|---|---|
| 2026 | 2.1% |
| 2025 | 14.9% |
| 2024 | 30.6% |
| 2023 | 12.0% |
| 2022 | -10.6% |
One year
Where to go next
- BPAY, iShares FinTech Active ETF
- IXG, iShares Global Financials ETF
- IYF, iShares U.S. Financials ETF
- IYG, iShares U.S. Financial Services ETF
- Run a portfolio x-ray to see what XLF carries once you look through it
- Compare XLF against any other ETF in the builder
Holdings from the most recent file State Street SPDR has published, dated 2026-10-15. Prices through 2026-10-16. How every figure here is produced. Measurements, not investment advice.
Cite this page
TickerInside, Financial Select Sector SPDR Fund (XLF), holdings from the issuer's file of 2026-10-15, https://tickerinside.com/etf/xlf/, CC BY 4.0
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